![]() If you are suffering from two or more medical illnesses or mental health disorders, this condition is referred to as Co-occurring Disorder. It concerns you because you want to go to a rehabilitation center in NJ but can’t afford it? Call us at 844.445.2563 and let ChoicePoint help you to start your addiction treatment with an affordable financial plan for marijuana abuse treatment.ĭoes BCBS of New Jersey Cover Mental Health & Co-Occurring Disorder Treatment?Ĭo-occurring disorders are on the rise, and people should not wait around to get treatment. As medical marijuana is still considered illegal in many states, therefore BCBS of New Jersey does not cover it. Many people swear by the health benefits of Marijuana. Addiction Therapists That Accept Health Net Insurance.United Healthcare Addiction Treatment plan.Criminal Justice Addiction Treatment Program.Expecting Mothers Addiction Treatment Program.Drug and Alcohol Rehabilitation Program.Substance Abuse Addiction Treatment Program.Intensive Outpatient Addiction Treatment Program.Medication-Assisted Addiction Treatment Program.Cocaine Rehabilitation Treatment Program.Alcohol Rehabilitation Treatment Program.The Braven Health℠ name and symbols are service marks of Braven Health.Free Addiction Treatment Evaluation CALL TODAY | 844.445.2563 The Horizon® name and symbols are registered marks of Horizon Blue Cross Blue Shield of New Jersey. The Blue Cross® and Blue Shield® names and symbols are registered marks of the Blue Cross and Blue Shield Association. Communications may be issued by Horizon Blue Cross Blue Shield of New Jersey in its capacity asĪdministrator of programs and provider relations for all its companies. Products and services are provided by Horizon Blue Cross Blue Shield of New Jersey, Horizon Insurance Company, Horizon Healthcare of New Jersey, Braven Health, and/or Horizon Healthcareĭental, Inc., each an independent licensee of the Blue Cross and Blue Shield Association. To see all available Qualified Health Plan options, go to the New Jersey Health Insurance Marketplace at This website does not display all Qualified Health Plans This website is operated by Horizon Blue Cross Blue Shield of New Jersey and is not New Jersey’s Health Insurance Marketplace. Horizon Blue Cross Blue Shield of New Jersey remains committed to helping you understand your benefits. If you need help finding information about your benefits, claim status and more, sign into our secure Member Online Services on to: read our FAQs, send us a question through our secure email OR ask a question through Live Chat. To learn more about your copayment, deductible and coinsurance, sign into Member Online Services at. Once you meet your maximum out-of-pocket, your insurance will pay in full for all covered services and you will no longer pay a copayment, deductible or coinsurance for the remainder of the plan year. Your maximum out-of-pocket is the highest amount you will have to pay each year. If your plan includes a copayment for services, it will not include a coinsurance for the same service type. Your copayment is the set amount you pay each time you receive care for a covered benefit. It does not always include all three.Īn annual deductible is the amount you have to pay during one benefit year before your health insurance starts paying for eligible medical treatment and services.Ĭoinsurance is the percentage of the costs for covered care that you have to pay. Your plan can have an annual deductible, coinsurance and/or a copayment. His insurance plan pays the rest OR $80.ĭeductibles, coinsurance and copayments – understanding the differences. Since John has a plan with a 20% coinsurance, John has to pay 20% of the $100 charge for his office visit OR $20. ![]() John’s insurance has a $100 allowed amount for this type of in-network doctor’s office visit. John goes to the doctor to treat his strep throat and has a coinsurance of 20% when seeing his in-network primary care physician. It is usually shown as a percentage of the overall cost of the service or treatment. The amount of your coinsurance depends on the type of medical care or service you receive and your specific plan. What is coinsurance? Coinsurance is the percentage you pay for a covered medical treatment or service after you’ve paid your deductible. This short video explains what coinsurance is and how it works. Understanding what you pay for your health care is an important part of understanding your coverage. ![]()
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